Insurance and Self pay


At Express Care Clinic we are committed to not only providing the quality of Care you deserve, but also to make our services as affordable as possible. We accept more than 150 health insurance plans as well as travel insurance for foreign and domestic tourists. Our self pay rates are the most competitive leading rates in all of Central Florida!

Payment Options

Express Care Clinic accepts cash, personal checks, Visa, MasterCard, Discover and American Express. Payment is due at the time of service.

No Insurance, No Problem

Our Self Pay Prices for visits start from $75 up to $160 for an inital office visit. Additional charges apply for lab tests, vaccines, medications, supplies, complex procedures, tests, prescriptions, and X-ray services as deemed necessary by the medical provider. Posted prices include discount for cash or credit card payment at time of service. Patient should report discount on any claim to third-party payer.


       SPECIAL PATIENT VISIT                                                           

           $25       SCHOOL OR SPORT EXAM (under 18 years)             

           $55       SCHOOL OR SPORT EXAM (above 19 years)

           $55       WORK OR INSURANCE PHYSICAL EXEM                                                   

           $75       DOT PHYSICAL 





Access Health Solutions (Phytrust of Florida)*

Accountable Health Plans of America (formerly Plaines Health)

Administrative Services

Advantage Care Advantage PFFS)

Advantra (Coventry through Summit)*

Aetna–PPO, POS

Aetna Medicare Open Plan (Private Fee-for-Service)

Affordable Care/Health Care Compare

All America Financial

All Risk Administrators

Alliance/Mega Life

American Health Group (Dana Corporation employees)

American Heritage Life EPO, PPO

American Medical Healthcare

American Medical Security

American Pioneer

American Postal Workers Union

American Progressive Life & Health Insurance Co.(Medicare Advantage PFFS)

American Trust Administrators


Amerigroup Corp. Healthy Kids (formerly PHP)

Amerigroup Corp. Medicaid (formerly PHP)


AmeriHealth PPO

Anchor Benefits

ASMED Health Partnership, Inc.

Baker County Medical Services, Inc. (through FSAI)

Bankers Life

Beech Street

Benefit Concepts

Benefit Planners Preferred Health

Benefit Service

Benesight (formerly The TPA)

Better Health**

Blue Cross/Blue Shield–Blue Card

Blue Cross/Blue Shield FEP

Blue Cross/Blue Shield of Florida–Federal

Employees (FEP)

Blue Cross/Blue Shield of Florida–PPC/PPO

Blue Cross/Blue Shield of Florida–Traditional

Blue Cross/Blue Shield PPC/PPO

Blue Cross/Blue Shield Traditional

Brown & Brown (Excluding group# 10601 Memorial Health Systems and Florida Hospital Fish Memorial)

Capital Health Plan**

CappCare PPO (Administered by Beech Street)

Care Plus Health Plan**

Care Plus Health Plan Medicare (formerly PHP) **

CBSA–Corporate Benefits Services

CCN–Preferred Works, Inc.

Central Florida Physicians Alliance (City of Lakeland and Polk Cty Employees)

Charlotte County Sheriff’s Office (through FSAI)

Childrens Medical Services (CMS)**

Choice Care

CIGNA Healthcare (all products)**

Citrus Health Care–Medicaid*

Citrus Health Care–Medicare*

Citrus Memorial Hospital System Group Plan(through FSAI)


Collier County Sheriff’s Office (through FSAI)


Corporate Health Systems (CHS) HealthNet PPO

Coventry–Broward County Government–PPO*

Coventry–Broward County Public Schools–PPO*

Coventry–City of Oakland Park–PPO*

Coventry Healthcare National Network

Coventry PPO

Coventry PPO (SouthCare PPO–Florida)

Coventry–Tampa Area–PPO*

Crown Cork & Seal

Definity Health, Inc.*

Desoto Memorial Hospital (through FSAI)

Dimension Health Network PPO

Disney World Employee Group PPO

District Board of Collier County (through FSAI)

The Empire Plan–NYSHIP*

Employers Community Network (ECN)

Employers Health Insurance

Employers Mutual (Lee Memorial Health Systems only)

Envoy Health Network



Excel Care PPO

FBMC Ormond Beach

Fidelity Benefit Administrators*

First Health Network

First Service Administrators, Inc. (FSAI)

Florida First and Mid FL Preferred (coverage depends on the Network affiliation)

Florida Health Alliance PPO**

Florida Health Care Plan (all products)**

Florida Health Care Plan–Healthy Kids**

Florida Health Care Plan–Medicare**

Florida Health Care Purchasing through Evolutions(Pasco County Only)

Fortis Benefits

Foundation PPO (administered by Beech Street)

Fringed Benefits

Galaxy Health Network (formerly Managed Care



General American Life Ins

Golden Rule*

Great Lakes Health Plan, Inc.*

Great West (One Health Plan of Florida)

Great-West Healthcare

Great-West HMO/PPO/POS (One Health Plan of Florida)

Group Administrators

Guardian Resources, Inc.

Hall Communications (through FSAI)

Harrington Benefits

Health Care for Coalitions (HCC)

Health Net Federal Services–TRICARE

Health Services Corporation of America

Health Smart Preferred Care

HealthCare Advantage


Helen Ellis Memorial Hospital (through FSAI)

Heritage Consultants

Humana–all products

Humana Gold Choice (formerly Medicare + Choice)**

Humana Health Care Plans–FFS Medicare**

Humana Health Care Plans–Medicaid**

Humana Health Care Plans–Medicare**

Humana Health Care Plans–PPO, POS**

Humana Military Health Services–TRICARE**

Human Veterans Project Hero**


Mail Handlers Benefit Plan

MAMSI Life and Health Insurance Company (MLH)*

Managed Care of America

Manatee Health Network**

Manatee Health Plan–Your Choice**

MCM Maxcare PPO

MDI Health Solutions

MD–Individual Practice Association, Inc. (M.D. IPA)*

Medicaid (includes Medipass)

Medical Control Inc.

Medical Development International (MDI)

Medical Partners of America (MPA)


Medicare Advantage–PFFS

Medicare–Complete (through UnitedHealthcare)

Medview Services, Inc.

Mega Life and Health

Metlife PPO and POS

Metrahealth (UnitedHealthcare)

Mid-West National LIfe

Midwest Security Insurance Companies*

Molina Healthcare of Florida (Medicaid 7 Healthy Kids)**

Molina Healthcare of Florida (Medicare)**

Motorola, Inc.


Mutual of Omaha

Mutually Preferred (Duval, Clay, and  St. Johns counties in Florida)

National Association of Letter Carriers (NALC HP)

National Association of Letter Carriers (NALC)

National Preferred Provider Network

NCH Healthcare System, Inc. (through FSAI)

Neighborhood Health Partnership*


One Health Plan of Florida (Great-West PPO/POS)

OneNet PPO*

OneSource EPO Network*

Optimum Choice, Inc.*

Oxford Health Plans*


Pacific Life

Parker Hannifin Corporation Employees

PCA Health Plans POS

Pediatric Associates Health Plan



Perdue Inc/Wells Fargo TPA**

Physicians Health Choice**

Physicians United Plan**

Phytrust of Florida (Access Health Solutions)**

Plymouth Harbor (through FSAI)

Polk County School Board Employees (Florida First)

Polk HealthCare*

Positive Healthcare

Preferred Health Network

Premier Health Management

Prime Health Services

Prime Health Services–Workers’ Compensation

Principal Financial Group

Principal Mutual

Principal PPO (now known as Southcare PPO)

Private Healthcare Systems–PHCS

Pro America Managed Care, Inc.


Prudential Insurance Co. PPO and Indemnity

Pyramid Life Insurance Company

Quality Health Plan**

Railroad Medicare

Retail & Wholesale Distributors Union (RWDU)

SAEHA Employees (via LabDirect)


Self Funding Benefit Administrators (SBA)

SIBA (Self Insured Benefit Administrators)

Simply Healthcare Plans (SHP)**

SouthCare PPO (formerly Principal)

Southern Health Network

St. Johns Medical Plan

State Farm

Strategic Resource Company

Summit Health Plan (a Coventry Health plan subsidiary)*

SunHealth Network (part of ProAmerica Health Plans)

Sunshine State Health Plan (SSHP)**

TeamCare Medical Plan

The Salvation Army–PHCS

Time Insurance Company

Total Health Choice Plan*

Tower Life

Travelers PPO, POS

TRICARE (CHAMPUS)–all products

TriWest Healthcare Alliance–TRICARE

UMWA 1950s Benefit Trust Fund

Unicare (address- and employer group-specific,check card)

Union Pacific Railroad Employees Health System (via LabDirect)

United American

United Medical Resources, Inc.*

United Mine Workers

United Payors & United Providers Network (UP & UP)

UnitedHealthcare Plan of the River Valley*


Universal Health Care (ANY, ANY, ANY Plan Only)(PFFS)

University Community Hospital (through FSAI)

US Health Care of GA

USA Benefits

USA Healthnet

Vista (Coventry Health Care)*

Vitacare (through Central FL Intergrated Physicians Assoc.)

Volusia Health Network

Wausau Insurance


Excluding City of Sarasota, City of Venice, Lee

Memorial System, and Sarasota Memorial Hospital


WellCare (Medicare Advantage PFFS)

Wells Fargo TPA

Wiginton Corporation (through FSAI)

Workers’ Compensation

Your Choice–Manatee Health Plan**


What to Bring

Photo ID: You must present some form of photo identification when you check in at the front desk. Valid photo identification includes a driver’s license, passport, or military ID. Your photo identification will be copied and kept on file.

Insurance Card: If you’re paying with insurance, you must bring your current insurance card. Your proof of insurance will be copied and kept on file.

Minor Patients: Minor patients under the age of 18 must be accompanied by a parent or guardian, or the parent/guardian must have provided the accompanying adult with a notarized statement authorizing treatment. The parent/guardian/adult will be asked for photo identification, current insurance (if applicable), and (as required) proof of guardianship. This information will be copied and kept in the minor’s file.


Member of: